Manual verification · UPI collection · Merchant API

The payment collection stack
for serious merchants.

Collect UPI payments with dynamic QR, verify screenshots manually, manage balances and withdrawals, and ship integrations through a clean REST API.

< 2 min
Avg. approval time
99.9%
Uptime SLA
T+1
Settlement
120ms
API latency

Everything you need to collect and reconcile.

Built for owner-operated businesses that want full control of their cash flow.

Dynamic UPI QR

Generate a unique QR per payment with merchant routing and expiry windows.

Manual verification

Every payment passes through an admin queue before being credited.

Balances & withdrawals

Track merchant balances in an immutable ledger with payout requests.

Merchant API keys

Issue scoped keys, sign requests, and integrate in minutes.

Built for speed

Server-rendered TanStack Start app deployed on the edge.

Audit trail

Admin actions and fraud signals are logged for compliance.

A workflow built around trust.

No automated approvals. No surprises.

01

Customer pays via UPI/QR

You share a payment link. Customer scans, pays, and uploads the screenshot.

02

Admin verifies

Your team reviews the UTR + screenshot in the admin queue and approves or rejects.

03

Balance credited

On approval, the merchant balance is updated atomically in the ledger.

04

Merchant withdraws

Merchants request payouts; admin marks them paid after bank transfer.

Ready to start collecting?

Spin up a merchant account in 60 seconds. No setup fees, no monthly minimums.